Why Buy Land in Missouri?

Missouri land for sale

Missouri offers a compelling opportunity for land buyers, thanks to its diverse landscapes, central location, and affordable property prices. With its mix of rolling hills, fertile plains, and winding rivers, the state provides a variety of terrains suitable for different needs. Whether you’re interested in farming, hunting, building a home, or just owning a piece of the countryside, Missouri has options worth considering.

One of the big draws is the affordable land prices. According to the USDA, the average value of farmland in Missouri is about $4,800 per acre, and cropland averages around $4,910 per acre. This is competitive compared to other states with similar agricultural potential. The lower cost of living in Missouri means your money can go further, making it an attractive place for investment or starting a new chapter in life.

Missouri is known for its strong agricultural roots. The state ranks high in the production of soybeans, corn, and cattle. The fertile soil, especially in areas like the Bootheel region in the southeast, makes it ideal for farming. If agriculture isn’t your thing, the diverse terrain also offers great opportunities for outdoor activities like hunting, fishing, and hiking. The Ozark Mountains, Mark Twain National Forest, and numerous lakes and rivers provide ample space for recreation.

Popular Types of Land in Missouri

Hunting Land

Missouri is a haven for hunters. The state is home to a large population of white-tailed deer and wild turkey, making it a popular destination during hunting seasons. Areas like northern Missouri and the Ozarks are particularly known for abundant wildlife. Owning hunting land here means you can have your own private spot without competing with public land crowds.

Recreational Land

If you enjoy outdoor activities, recreational land might be exactly what you need. Properties near the Lake of the Ozarks, Table Rock Lake, or along the Missouri River offer spots for fishing, boating, and camping. The state’s natural beauty provides a great backdrop for family retreats or weekend getaways.

Farms and Ranches

Agriculture is a significant part of Missouri’s economy. The state has over 90,000 farms, covering two-thirds of its total land area. The central and northern regions are known for farm land dedicated to crop farming, with soybeans, corn, and wheat being the primary crops. Southern Missouri, with its rolling pastures, is ideal for raising cattle and other livestock.

Timberland

Forestry is another important industry in Missouri. The state has millions of acres of forested land, especially in the southern regions like the Ozarks. Timberland can be a good investment, offering opportunities for logging, conservation, or even setting up a hunting property.

What to Consider When Buying Land in Missouri

Location

Think about where you want your land to be. Do you prefer rural areas or something closer to cities like Kansas City, St. Louis, or Springfield? Proximity to highways, schools, and healthcare facilities might be important if you plan to build a home. For farming or recreational land, more remote locations might be suitable.

Zoning and Land Use

Before purchasing, check the zoning laws and land use regulations for the property. These rules dictate what you can do with the land. For example, some areas might be zoned strictly for agricultural use, while others allow for residential or commercial development. Contact the local county office to get detailed information.

Climate and Terrain

Missouri experiences all four seasons, with hot summers and cold winters. The state also gets a fair amount of rain, which is good for crops but can cause flooding in low-lying areas. The terrain varies from flat plains in the north to hilly regions in the south. Understanding the climate and land features can help you choose a property that fits your needs.

Utilities and Infrastructure

Not all rural properties come with utilities like electricity, water, or sewage systems. Check if these services are available or if you will need to arrange for them. Access to roads is also important, especially during winter months when some areas might become difficult to reach.

Steps to Buying Land in Missouri

1. Define Your Purpose

Figure out what you want to do with the land. Are you planning to farm, build a home, hunt, or use it for recreation? Knowing your goals helps you focus on properties that fit your needs. For example, if farming is your aim, look for fertile land in areas like the Bootheel region. If hunting is your passion, the Ozarks offer abundant wildlife.

2. Research Different Areas

Look into various parts of Missouri to find the best spot for your plans. The northern plains are great for crops like corn and soybeans, while southern Missouri has rolling hills and forests. Consider how close you want to be to cities like Kansas City or St. Louis. Proximity to amenities like schools and hospitals might be important if you plan to live on the land.

3. Find Listings and Visit Properties

Search for land listings online, through local real estate agents, or even community bulletin boards. Once you have some options, visit the properties in person. Walking the land gives you a real sense of its potential and any challenges. Check for things like access roads, availability of utilities, and the condition of the soil or terrain.

4. Check Zoning and Regulations

Before making any decisions, verify the zoning laws and land use regulations. Contact the county zoning office to make sure the land can be used for your intended purpose. Some areas may have restrictions on building homes, farming, or other activities.

5. Work with Professionals to Finalize the Purchase

Consult with a local real estate agent or attorney who knows Missouri’s land laws. They can help with negotiations, contracts, and ensuring all legal requirements are met. Get a land survey to confirm property boundaries and a title search to check for any legal issues. Once everything checks out, you can proceed to close the deal and become a Missouri landowner.

Financing Options for Buying Land in Missouri

When it comes to paying for your land in Missouri, local lenders can make the process smoother. Missouri banks and credit unions often have land loans tailored for buyers in the state. For instance, FCS Financial specializes in agricultural loans. They understand the needs of farmers and rural landowners in Missouri, so they can help you find a loan that fits your situation.

Another avenue is the Missouri Agricultural and Small Business Development Authority (MASBDA). They offer loans and grants to help people purchase farmland or start agricultural projects. If you are a new farmer or running a small business, they might have programs that suit you. Also, the USDA Rural Development programs provide loans to support buying rural property in Missouri, which can be a big help if you qualify.

Benefits and Challenges of Owning Land in Missouri

 Benefits Challenges 
 

Affordable Land Prices

Land in Missouri is reasonably priced compared to other states, with farmland averaging $4,800 per acre. This makes it accessible for various budgets.

 

 

Weather Risks

Missouri experiences occasional flooding and severe weather, especially in low-lying areas near rivers. Preparing for these risks with flood maps and insurance is important.

 

Agricultural Opportunities

The fertile soil and favorable climate make Missouri ideal for farming crops like soybeans, corn, and wheat, as well as raising livestock.

 

Access to Utilities

Rural properties may lack basic utilities like water, electricity, or sewage systems, requiring extra investment to make the land usable.

 

Outdoor Recreation

Missouri’s diverse landscapes provide ample opportunities for hunting, fishing, hiking, and other outdoor activities, all on your own land.

Zoning Restrictions

Land use laws vary across counties, so you must verify that the property aligns with your intended use, such as farming or residential development.

 

Investment Potential

Land values in Missouri have shown steady growth, especially in areas with high recreational or agricultural demand, offering long-term financial benefits.

Financing Hurdles

Securing a loan for land can be challenging, often requiring a larger down payment and higher interest rates compared to home loans.

 

Tax Advantages

Agricultural landowners may qualify for reduced property tax rates, lowering overall ownership costs and making it easier to hold onto land long-term.

Soil and Terrain Compatibility

Not all land is suitable for every purpose. For example, rocky or less fertile soil may limit farming potential in certain areas.

Let Mossy Oak Properties Help You Find Land in Missouri

Missouri has so much to offer, and finding the right piece of land should not be a hassle. Mossy Oak Properties connects buyers with a variety of options, including rich farmland, timberland, and secluded recreational spaces. If you are looking for land for sale in Missouri, our team is here to make the process clear and straightforward.

Our listings cover all corners of the state, giving you the chance to explore properties that match your goals. With experienced agents who understand the unique value of Missouri’s landscapes, we are ready to help you find a property that fits your vision. It is not just about buying land; it is about finding a place that feels right.

Frequently Asked Questions

What is the average cost of land in Missouri?

The average cost of farmland in Missouri is about $4,800 per acre, with cropland slightly higher at $4,910 per acre, according to the USDA. Prices can vary depending on location, land quality, and features like river access or proximity to urban areas. Consulting a local agent can help you get accurate pricing for the type of land you need.

Can I build a home on agricultural land in Missouri?

Yes, you can often build a home on agricultural land, but you need to check local zoning regulations, first. Some agricultural zones allow residential construction, but there may be rules about building size or placement. Contact the county zoning office to ensure your plans align with local requirements.

How do I check for zoning restrictions before buying?

Reach out to the planning and zoning office in the county where the land is located. They provide zoning maps and details about land use, such as farming, building, or commercial activities. This ensures the property suits your intended purpose and avoids legal issues.

What wildlife can I hunt on my Missouri land?

Missouri is home to white-tailed deer, wild turkey, waterfowl, and small game like squirrels and rabbits. Owning private land gives you the freedom to hunt in season without competition from public areas. Just follow state hunting regulations and obtain the necessary licenses.